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81% of cyber insurers now ask about AI governance at renewal — and "no policy" can mean higher premiums or denied coverage. Answer a few questions and get your readiness score, your gaps, and a starter AI policy you can use today.
Based on 2026 cyber-insurance renewal questionnaires and the NAIC Model Bulletin on AI (adopted by 23 states + D.C.). Carriers now reduce AI-related coverage — and can deny claims — when the AI governance you attested to on the application can't be produced.
This is a real, usable AI acceptable-use policy — generated from your answers, not a blank template. It's the #1 document cyber insurers ask for at renewal, and the thing most businesses simply don't have. It's structured on the NIST AI Risk Management Framework, so it holds up with insurers and auditors. Copy it, fill in any [brackets], date it, and share it with your team — that one step alone moves you toward insurance-ready.
Want it done right? The Governed plan turns this starter into a maintained, board-ready policy that updates as the rules change — so you're not rewriting it next year.
This is exactly what the Governed plan sets up and keeps current for you — the policy, the inventory, the data rules, and the audit trail insurers want. Want it done for you?
Book a 20-min fit callEducational, not legal advice. Your answers stay in your browser until you choose to share them.